Our goal is to maximize after tax returns consistent with the conservation of principal. We actively manage diversified portfolios comprised of thoroughly researched credits within the risk guidelines established by you. We compare the various asset classes of fixed income and determine the appropriate allocation based on your unique circumstances.
Our after-tax return goal is achieved through both top-down and bottom-up analysis. Our top-down methodology analyzes the macro-economic conditions affecting the business cycle, portfolio duration and volatility, sector performance and yield curve placement. The bottom-up methodology mainly stems from the analysis of issuer creditworthiness and selection through in-house research. Investors can no longer rely on rating agencies and third party insurance.